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With us, you have access to top notch carriers and competitive pricing.
We provide lots of payroll reporting options so that you have little or no down payment.
We provide quick assistance and sound advocacy for efficient claims management
We provide various coverage options which may be available to best protect .
Specialty carrier markets for high risk job class codes and industries.
Private Investigators used for suspected fraudulent claims
Thorough analysis to ensure transparency and authenticity of claim
Ensure Adherence to all the OSHA regulations that apply to your business
Tailored programs to help injured or sick employees get back to work.
Multiple factors make the final workers comp rate differ between two businesses with similar class codes within the same state. Additional factors like X-Mod, annual payroll, business credits and debits and state credits can result doubling the workers' comp costs for one business while reducing it to half of the current sum for another.The Workers Comp King works on behalf of the business owners to negotiate lower rates with insurance carriers. We also provide additional services for lowering the EMR ratings and getting refund from the carrier when applicable. With multiple coverage options and supported class codes, we are the go-to solution provider for business owners when it comes to workers comp.
At Laurence Taylor Insurance Services, our mission is to provide organizations like yours a balanced and results-driven blueprint to implement a strategic, OSHA® Compliant Safety Incentive Solutions.
A comprehensive Safety Program is a pie with many pieces. Eliminate any one piece and the pie is incomplete. The Safety Incentive Program piece completes the pie.Always remember to keep Safety first. Re I force positive behaviour by Rewarding employees for following best safety practices.
If you’re wondering how you can control your X-mod, there are a few ways. We can help manage your risks with the following measures:
Making sure that an accident prevention program is in place.
Understanding that your X-mod is calculated by what past organizations have reported.
If you’ve had small, infrequent losses, then it’s important to install a sound program in place to reduce your losses.
If a self-inspection and accident investigation has to happen, Laurence Taylor Insurance is going to help you out.
Making sure that every claim is reported quickly.
Ensuring that a return-to-work program is in place for your lightly-injured employees.
Training employees on safety and enforce violations when needed.
Get in touch with us today to avial expert consultation and unparalleled assistance.
Laurence Taylor, The Workers Comp King specializes in offering tailored Insurance services to a wide range of cleintele ranging from a single person to a billion dollar organization. Our plethora of insurance services are products that help our clients financially from work place unfortunate incidents that directly hamper the well-being of the employees, working in an organization.
Our Veteran owned independent insurance agency has a collective exprience of 50 years! We have evidently helped many of our clients find the right insurance programs and investment fields with the best premium values. Laurence Taylor aka The Workers Comp King has successfully helped individuals and organizations alike in finding the right insurance that suits their preference.
Workers’ comp pays out benefits to employees with work-related injuries or illnesses. It allows them to receive care and treatment and then return to work without significant financial strain. The coverage typically provides access to vocation rehabilitation, compensation for permanent injuries and survivors’ benefits. Workers' comp promotes prompt reporting when an employee gets sick or injured, encouraging people to get medical attention immediately instead of waiting.
Some policies offer additional benefits like rehabilitation services, compensation for permanent injuries and free health and safety training.Employees may receive workers' compensation for chronic injuries and illnesses and those that happen suddenly. For example, an employee may be compensated for a repetitive use injury like carpal tunnel.Keep in mind, though, that actual benefits depend on the nature of the injury or illness, state requirements and the specific policy.
Without Employers’ Liability Insurance,many organizations have faced it hard to have coverage against a lawsuit regarding the safety and well-being of the employees working at a firm. Something unexpected can always happen with any type of business, so it's important that you have financial protection. Don't think that just because you have a small company that you don't need insurance. No matter what industry you are involved in, small business liability insurance is a must. It's not uncommon for small businesses to face some sort of litigation for some reason, and the cost of not having insurance is typically a lot higher than the cost of purchasing coverage.
Some of the common things covered by liability insurance include lawsuits, settlements, investigations, professional liability, and medical expenses / attorney fees for anything your business is found legally responsible for. Some things that might not be protected with general liability include employee injuries, intentional acts, and auto-related coverage.
We cover all types of industries and class codes to offer you the best rates in the industry. Class codes are three- or four-digit codes that insurance companies use to estimate rates. Insurance providers use class codes to estimate the level of risk associated with a job. Every code describes a particular job and the potential hazards connected to it. That said, workers’ compensation classification codes are an important factor in determining compensation rates.
Riskier jobs carry higher premiums. For example, a clerical employee who works at a computer (class code 8810) is at less risk of injury than a carpenter who works on upper levels of buildings (class code 5403). As there is less hazard associated with a desk job compared to a construction site job, it costs a company less to insure the clerical worker. In this case, class code 8810 is associated with a less expensive rate than class code 5403. From a small machine shop that employs 30 people or a Fortune 100 corporation that employs thousands across many states we serve all industry and business types
Get better quotes with flexible premium and Audit support with a comprehensive insurance plan.
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